A Critical Illness Insurance policy will provide a lump sum to help you financially if you are diagnosed with a major illness or health condition (serious heart condition, stroke, cancer, etc.).

The insurance company guarantees to pay out your coverage amount tax-free and you will be paid even if you are able to return to work following your diagnosis.
There are no limitations on the use of the payment

Early diagnosis and improved medical treatments for conditions such as heart disease and cancer, can prolong life but might pose financial challenges and extra costs. The insurance benefit can help replace lost or reduced income during treatments (for you or your spouse), pay for caregivers, pay for modifications that might be required to your home to improve accessibility, or even pay for a much-needed vacation.

I am happy to meet and design a plan tailored to your needs.